Commercial Manager, Asset Finance (FTC 12M), Thames Valley
Ref: 1387
Basic £65,000, plus Bonus. Contract includes all generous additional benefits.
An excellent opportunity for an experienced Asset Finance professional to join a respected specialist lender, supporting large-ticket transactions, portfolio management, and complex credit submissions. You'll work closely with sales, brokers, and credit teams, playing a key role in delivering funding solutions while driving customer retention and portfolio performance. Requires proven track record writing and presenting credit proposals. Strong understanding of asset values, risk assessment, and lending structures. Excellent stakeholder management and communication skills. Home based contract.
Credit Underwriter, Thames Valley
Ref: 1343
Basic £55,000, Bonus 10% & Excellent Additional Benefits
Well established specialist lending bank, strongly positioned in the broker-introduced business marketplace. They offer many USP’s in this competitive arena. They have solid growth plans, and now have a newly created underwriting position to support their growing business volumes. You would be working alongside a small experienced credit team to support the Head of Credit Asset Finance. Requires at least 3 years experience in a similar underwriting position, with good exposure to flow lending and the SME market. Knowledge of lending principles, credit analysis and underwriting methodologies for small ticket transactions. Managing and approving deals up to around £150k, but will also manage some larger applications, to say £500k. Main focus on business critical assets ie commercial vehicles, coaches, haulage, materials handling, machinery, and also including a fair proportion of high-end/classic car finance (Ferraris/ Porches etc). Building close relationships with brokers and customers. Ensuring the quality of new business proposals and their portfolio, with full compliance of lending policies, and delivering timely credit decisions. Applicants likely to be living around Hampshire/Berkshire, though good hybrid working is available.
Risk Manager - Flow Business (FTC 15 Months)
South West London
Ref: 1377
Good Basic, plus bonus (contract includes generous pension)
Our client, major Bank, requires an experienced credit analyst to underwrite deals across various sectors/assets. The ideal candidate will have a minimum of 2 years of credit experience. Analyse credit data and financial statements to determine the degree of risk involved in extending credit in mainly sales-aid leasing/flow business generally to £500k. Interpret internal and external credit reference agency, broker and market reports. Generate financial ratios, using internal credit tools, to evaluate financial status and where necessary undertake benchmarking to compare liquidity, profitability and credit history of customers within a similar industry and geographic locations. Prepare domestic and external risk reports. Review existing transactions periodically and regularly update their internal systems for risk monitoring. Make recommendations for the ongoing development of processes and practices. Provide guidance and instructions to front office for efficient and productive risk identification, analysis, assessment and presentation. Reports to their Risk Team Leader. Offering very good hybrid working.
Senior Credit Underwriter, Hampshire
Ref: 1354
Basic £70,000, with bonus & excellent benefits
Well established Bank, seeking an experienced underwriter to handle new credit proposals and recommend new credit proposals outside of personal mandate. Preparation of credit papers for submission to Senior Credit Managers and Credit Risk. Ensure credit analysis of each proposal is appropriate for the level of any advance and provide guidance to the credit team and the wider SME business on credit policy and appetite. Deputise for Senior Credit Managers when required. Build effective relationships within SME Lending, the Bank and attend customer visits. Encourage an open culture with regular two-way communication with the team, as well as Sales, Asset Management and Collections/Recoveries. You will have strong commercial lending experience in both unsecured and secured lending and be able to demonstrate an understanding of funding a wide range of assets and lending structures. An ability to work in a direct and broker origination model. Requires advanced written and presentation skills in order to produce credit papers. Good hybrid working available.
POSITION NOW FILLED
Senior Credit Analytics Manager - Asset Finance, Thames Valley
Ref: 1351
Basic £90,000, Bonus & Excellent Benefits
A great opportunity to join a progressive and growing established specialist lending bank. A newly created position, for an experienced individual to lead the development of their Asset Finance credit scorecards as well as providing general credit risk management support. Needing to identify the key data used to drive automated decisions and support the implementation of infrastructure required to support model-driven resolutions. Working with their Head of Credit, and acting as the bank’s subject matter expert for all scorecard decisioning. Liaising closely with their existing modelling team to build scorecards, data structures, bureau integration, and risk modelling. Also contributing to strategic improvements in credit efficiency, automation, with portfolio oversight. Someone with good leadership, communication and influence skills, with a good track record in asset finance scorecard development. Essential that applicants offer a sound working knowledge of credit policies, asset finance underwriting and risk management principles. Must have excellent commercial awareness, ability to balance risk with business objectives, and able to articulate analytics to non‑technical stakeholders. Offering good hybrid WFH options.
POSITION ON HOLD
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